---
title: "Pay at Closing vs Monthly Fees: What Real Estate Leads Actually Cost"
description: "An honest cost comparison for agents: a $100/month platform with a 20–25% referral fee at closing versus a flat monthly lead subscription — including the break-even point where the subscription is cheaper."
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Cost comparison

# What you'll actually pay — including when we're the expensive option.

Most lead platforms charge a flat monthly fee whether or not anything closes. We charge a small monthly fee and take a **20–25% referral fee on the gross commission** when one of our leads closes. Neither model is universally cheaper. Below is the arithmetic, the break-even point, and the honest answer about who should pick which.

## Run your own numbers

Your average commission

$ 

Selah leads you close in a year

A subscription you'd compare

$ /mo 

Selah, first year

$8,550 –  $10,350

$150 setup + $100/mo + the referral fee on 3 closings

Flat subscription, first year

$3,600

$300/mo × 12, whether anything closes or not — and you keep the whole commission

**At these numbers the subscription is cheaper.** Closing 3 deals at $12,000 means our referral fee outweighs a $300/mo platform. If that's genuinely your year, a flat subscription is the better financial choice and we'd rather you knew that now.

## The formula

Selah, year one = $150 setup + ($100 × 12 months) + (20–25% × commission × closings)

Subscription, year one = (monthly fee × 12) + any setup fee

Break-even closings = (subscription year − $1,350) ÷ (25% × commission)

At a $12,000 average commission and a $300/month subscription, the break-even lands at roughly one closing a year: below that we cost less, above it the subscription does. The higher your commission or your closing volume, the sooner a flat fee wins on price alone.

## Three worked examples

All three assume a $12,000 average commission and a $300/month subscription compared against Selah at $150 setup plus $100/month.

Your year

Selah

Subscription

Cheaper

Closes 1 Selah lead in the year

$3,750 – $4,350

$3,600

Subscription

Closes 3 Selah leads in the year

$8,550 – $10,350

$3,600

Subscription

Closes 6 Selah leads in the year

$15,750 – $19,350

$3,600

Subscription

Read the last row honestly: an agent closing six of our leads a year pays us considerably more than a flat subscription would have cost. What they got for it was six closings they wouldn't otherwise have had, plus the website, the marketing and the portal — but on price alone, the subscription wins that year.

## What these numbers assume

-   The referral fee applies only to leads Selah provides, only when they close, within 24 months of delivery. Your own sphere, past clients and self-generated business are never touched.
-   "Commission" means the gross commission paid to your side of the transaction, before your brokerage's own split. Your take-home is lower, and your split is between you and your broker.
-   Subscription platforms vary widely and many add setup fees, CRM fees, or an ad budget on top of the monthly figure — the comparison above uses the monthly fee only, which flatters the subscription.
-   Nothing here predicts how many leads will close. Conversion depends on your market, your follow-up and your skill, and we don't guarantee any number of closings.
-   The $100/month used here is the founding rate, held for as long as you stay enrolled. Standard pricing is $175/month for agreements starting on or after October 1, 2026 — at that rate the break-even shifts later, and we still cost less than the subscriptions above until you are closing several of our leads a year.
-   These figures are illustrative arithmetic, not a quote or a projection of earnings.

Want the same honesty applied to the platforms themselves? [See how we compare to Zillow, Ylopo, Agent Image and AgentFire](/compare) — including where each of them is the better buy.

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Selah Creative 

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